'Are you also scratching your head, wondering about the Partisan-politics-shouting into microphones, instead of coming together to have a solution? -- 'Leave it to a dilbert comic strip, from 2002, to explain it all us:

'Do not be fooled. The $700 billion (ultimately $1 trillion or more) bailout is not predominantly for mortgages and homeowners. Instead, the bailout is for mortgage-backed securities,' suggests Time Magazine.